When's the right time to begin?
Initiating the process sooner rather than later is always beneficial. If you're thinking about acquiring a house someday, it's a good idea to consult with a lender. This won't incur any charges, and the insights you obtain could result in significant savings when you're prepared to move forward with a home purchase. We'll create a detailed plan that illustrates your current position and outlines the steps required to achieve your home ownership dreams.
I'd advise setting up a meeting as soon as owning a home becomes a target for you.
Home buying made simple.
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1
Get Pre-Approved
Before you start looking for a home, you will need to see how much you are pre-approved for and set goals for where you need to be when your dream home becomes available. After this is done you will receive a pre-approval letter that you can take to a realtor to start looking at homes. It's easy.
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2
Find A Realtor
Pick a realtor you feel comfortable with based on their explanation of the process, knowledge, experience in the industry. Review what others have said about their services.
If you need a referral, we have a great team -
3
Start Looking for Homes
Preview neighborhoods, styles, surrounding amenities. Set appointments to see homes that meet your criteria and set second showings on homes of interest.
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4
Make Your Offer on Home
Have the agent write an official offer. Your agent and the seller’s agent will communicate back and forth (usually over 24 - 48 hours ). If offer is rejected, start over.
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5
Get Your Offer Accepted
YES! Your offer was accepted. But you're not done yet. Now we will gather all of the remaining documentation we need to get your loan closed. My team and I will be there for you every step of the way to make sure this process goes smoothly.
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6
Initial Underwriting
Your loan will be submitting for initial underwriting approval. We’ll look at locking in your interest rate now that you are under contract. Appraisal will be ordered & we’ll work with escrow to obtain the title work, and homeowners insurance are ordered.
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7
Get 'Cleared to Close'
You are asked to gather remaining items that were possibly postponed during initial loan approval. Closing dates are confirmed with the attorney’s/title office. The loan is officially cleared at this stage.
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8
It's Moving Day
Congratulations! You have now successfully purchased your home and the keys are in your hands. The home buying process isn't always easy, but taking that first step and getting prequalified has paid off. Enjoy your new home and all of the memories you are going to make there.
About Me
With over two decades of experience in the mortgage industry, Kaveh Sartipi, the founder of Nest Mortgage, brings a wealth of expertise and accomplishments to the table. Having started his journey in 2001, Kaveh has established a solid reputation as a seasoned professional within the field.
Throughout his career, Kaveh has consistently demonstrated exceptional performance, resulting in numerous accolades and prestigious achievements. His outstanding track record has earned him multiple accolades, including frequent inclusion in the esteemed President's Club, an exclusive recognition reserved for the highest-producing loan officers within his company. Moreover, Kaveh has been recognized nationally as a top 1% originator.
Nest Mortgage is a mortgage broker dedicated to assisting homebuyers and current homeowners in financing their homes. With a vast network of approximately 70 wholesale lenders, we offer our clients a wide array of options for their home loans. Our target audience consists of consumers who are looking to purchase a home and require financing, catering to first-time homebuyers, move-up buyers, as well as those interested in acquiring vacation homes or investment properties.
We pride ourselves on our commitment to excellence and personalized service. With Kaveh Sartipi's expertise and our dedicated team, we strive to deliver comprehensive solutions that meet the unique needs of each client, ensuring a seamless and satisfactory mortgage experience.
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